PATEL, Arti; MALVE, Sachin Kumar. Machine Learning for Fraud Detection in Digital Payment Systems: Challenges and Solutions. International Journal of Innovations in Science Engineering And Management, India, v. 4, n. 3, p. 89–96, 2025. DOI: 10.69968/ijisem.2025v4i389-96. Disponível em: https://www.ijisem.com/journal/index.php/ijisem/article/view/373. Acesso em: 2 nov. 2026.